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Published on March 25th, 2013 | by Pete

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Miss Thrifty Interview

We here at MoneySuperstar know that we are not alone in wanting to save money, and help others do the same. There are many fine examples of excellent UK Personal Finance blogs, and one such blog is Miss Thrifty. Miss Thrifty (or Karyn to her friends) has been blogging since 2008, and so is a member of the UK personal finance furniture. So, as you can imagine, we were thrilled when she agreed to answer a few questions for our readers. Here is what she had to say:

1. What prompted you to begin blogging about personal finance and being thrifty?

When I launched Miss Thrifty in 2008, I was thousands of pounds in debt, and on my uppers. Talking about money, however, just wasn’t “done”. My friends and family had zero interest in hearing about my new passion for making ends meet, so I began sharing my money-saving tips, tricks and discoveries online instead. As the credit crunch began to bite, my readership began to rise…

2. What is your absolute, top tip for managing, or saving money?

Never borrow against a depreciating asset. It’s an argument against taking out car loans, or paying for electronic goods with credit cards if you can’t pay off the balance immediately.

3. What do you find most difficult about living a frugal lifestyle?

Nothing, really! I don’t feel like I’m missing out on anything, because I know that the things which make me happy aren’t found in shops. I suppose it would be nice to go to Waitrose and fill my trolley without worrying about the cost, but for now I have plenty of fun digging out the super-duper bargains at Morrisons and Asda.

4. What’s been the proudest moment in your blogging career so far?

Winning the Lifestyle Blog of the Year award at the Cosmopolitan Blog Awards 2011. Miss Thrifty is something of an antidote to flashy fashion magazines, so I wasn’t expecting to be shortlisted. When I was shortlisted, I certainly didn’t expect to win. So I was pretty shocked (in the best possible way!) when my name was read out at the finalists’ bash. It was my proudest moment because the winner was voted for by readers. It was the first time, I think, that I realised the blog was Popular with a capital ‘P’. It was also my proudest moment because it brought home the delicious truth that the old stigma attached to thriftiness and having a frugal lifestyle had gone. Thrift is fashionable again – and about time too!

5. You’ve achieved a lot of success with your blog. What advice would you give to other aspiring bloggers?

Find your niche, and go for it. It doesn’t matter if other bloggers are there already, so long as you can produce something slightly different – an alternative twist on the subject, perhaps, or a distinctive new voice. At the same time, the sooner you get going and get in there, the better. When I launched Miss Thrifty, I worried a little because there were already other UK blogs dedicated to personal finance. That concern seems crazy now: when I look back, at the time I launched Miss Thrifty you could count the others on one hand! Since then, of course, the blogs in this niche have multiplied. But leave it another year or two, and they’ll have multiplied again. Come on: what are you waiting for?

There we have it, wise words from a personal finance blogger we here at MoneySuperstar are big fans of. Thanks again to Karyn for indulging us and taking the time to answer our questions. If you want to hear more from Karyn, and haven’t already found her, she is here – Miss Thrifty.

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