Published on January 5th, 2015 | by Pete2
Skint in the City Interview
So, we had a chat with the lovely Ashley from ‘Skint in the City’, another top UK personal finance blog. We asked her some questions, and she was kind enough to oblige us by answering them…
1. What made you start blogging about personal finance?
Years of living the high life on a shoestring budget made me realise that I might have something to share with others! I previously lived in Barcelona and St Tropez, which sounds glamorous but there I was, in two of Europe ’s most expensive cities, and I was super-skint. I was working as a campsite courier in St Tropez , then teaching English in Barcelona , earning peanuts and spending it on vintage clothes from fleamarkets and doing up my apartment on a miniscule budget. I learned how to ferret out the best bargains and when I got back I decided to write an ebook about the ways I’d found to live well on a shoestring salary. The blog started as a way of putting down some key thoughts from the book, then it grew as my own interest in personal finance expanded. Now the blog covers a lot of personal finance articles as well as lifestyle ones – I’m trying to show that managing your money well is neither as complicated nor as dull as people often assume!
2. What is your favourite money saving tip?
Set up a separate savings account and get 5-10% of your income, or whatever you can afford, (however small), transferred into it automatically every payday. It shouldn’t even get within sniffing distance of your spending money. Yeah, it might sound dull, but you won’t think that when it adds up to a fab summer holiday or a downpayment on a car!
3. What is your proudest achievement since you’ve started blogging?
Being named by Cision as one of the UK ’s top ten personal finance blogs. Who me? Yikes, thanks! When there are so many brilliant personal finance bloggers out there right now this one really meant something.
4. What’s the best way you’ve found, of living the ‘high life’ without the expense?
Look to the past to improve your future. Vintage clothes, secondhand furniture; the thrifty tips our grannies taught us – they’re all back in vogue as the financial crisis makes us savvier about our spending. Oh, and haggle like your life depends on it! Get into the habit of asking, ‘Hmm, can you improve on that price at all?’ until it’s second nature – it works far more often than you might expect!
5. What advice would you give to others who want to start blogging about personal finance?
Everyone has their own unique voice – yours is as quirky and individual as anyone else’s and that’s what blogging is all about. Please don’t be intimidated by fears about not knowing enough; the best thing about blogging is the wonderful community of fellow bloggers out there who are always happy to help out – just dive in and learn with the rest of us! And fell free to drop me a line if you want any advice.
www.skintinthecity.com – Named one of the UK ‘s top 10 personal finance sites by Cision
Check out the site on the links above. We love it, and we’re sure you will too!