Personal dinner party

Published on August 1st, 2015 | by Pete


August 2015 Update

July is done, and I barely dragged myself to the end of the month without being completely bankrupted. There was far too much to do, the graduation cost a lot, and going to a wedding the day before payday, at one of the fanciest, most expensive venues I’ve been to was not helpful. My mission to avoid spending too much at the wedding led to me sneaking in a hipflask (full of lovely JD), and drinking far too much table wine, despite the fact that I don’t really like dry white wine. I paid the price the next day, and the three hour car journey the next day was touch and go to say the least!

July has also seen the end of my money saving challenge; I could not afford it anymore as I was putting away nearly £120 a month – not sustainable in the current circumstances. Still, I managed to use what I have saved so far to make a large dent in my Barclaycard debt – £340. This has bought forward the payoff for this debt by four months, from June 2016, to February 2016. This is a very satisfying feeling. I have also decided to start the challenge again, back to £1 this week!

Let’s get down to the figures. At the end of July, my debt stood at £13,961.24. After my August payments, my total debt will be £13,476.21. That’s another £485.03 shaved off the debt, and this is great progress. Hopefully by October I will be under £13,000. I am starting to see the light at the end of the tunnel. And it won’t be too much longer before we can start to seriously start thinking about a house. The flat is far too small and my daughter needs more room, especially if her tantrums continue to increase in flamboyance!

August starts with a week staying with friends, so it will be likely that we spend a bit of money there. The plan is mostly to have a bit of a ‘Come Dine with Me’ week, so beyond that, it should not really be much of a spend up. Fingers crossed I don’t poison anyone, and I hope your debts are getting smaller too…

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