Personal baby

Published on May 3rd, 2014 | by Pete

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May 2014 Update

April was a bit of a strange month. With a new baby to get used to, (who is not a fan of letting her parents sleep) parenthood meant that we were basically hermits this past month! But never mind, it meant that we had some valuable family time, and this also meant that not much money got spent, which is super! I also won the bonus ball competition we have at work, which left me £94 better off! And my number (29) came up on my birthday (29th March) spooky eh? The excess money resulted in an extra credit card repayment of over £100, I was very happy about this. I had to do a balance transfer this month, from my Halifax credit card to my new Barclaycard, so I can use the 15 months interest free to reduce debt further for free. This resulted in a one off balance transfer fee, so that impacted on how much my debt reduced this month.

Let’s get down to the figures. At the end of April, my debt stood at £18,436.84. After my May payments, my total debt will be £18,172.88. That means that I have reduced my debt by a further £263.96. Next month, I can look forward to sneaking under the £18,000 of debt, another milestone.

So, what will May bring? I don’t think there’s anything too exciting on the cards. More time with family, and ongoing work on my studies. I think the most exciting thing I’ll be doing this month is popping out for an ice cream with my wife and daughter. Still, that, Villa securing their premiership position, and a bit of sunshine is all I need nowadays!

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One Response to May 2014 Update

  1. Congratulations on the baby, bonus ball and debt repayment! I use to do the bonus ball with my old employer. My new employer is too small to make it worthwhile but I miss it.I won £120 once which was fab (it paid for a weekend away)!

    You have reminded me that I need to pull my finger out and look into balance transfers.

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