Personal autumn

Published on October 1st, 2014 | by Pete

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October 2014 Update

September is a distant memory. Autumn is on us, and leaves are falling, and dreams are being shattered by judges on X-Factor. I got pretty close to running out of money last month, and it seemed to drag on forever. My personal financial highlight of the month was having a car knock my wing mirror to bits, which means that I now have to find the money to get that repaired. I also made good progress in my dissertation, so overall it was a productive month.

Let’s get down to the figures. At the end of September, my debt stood at £16,763.69. After my October payments, my total debt will be £15,764.78. That means that I have reduced my debt by a further £998.91. I know what you’re thinking, who did I rob / steal from / sell in order to make such a big debt repayment this month? Well the truth is, I did not pay off more than I normally would. I got my annual statement from my student loan, and I have subtracted the payments I have made this year, and as I can only do that once a year, it looks more impressive than it actually is. But still, it does feel good.

October is going to be spent mostly working on my dissertation, and not much beyond that. I hope to get as much time as I can with the family, and there are no big events planned. I should have a less stressful month money wise, so that is something to look forward to.

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