Personal feet

Published on September 28th, 2014 | by Pete


Reflections of an Overthinking Dad

It’s Sunday evening, and I’m quite tired. I’ve finally managed to convince my daughter that it’s a good idea to go to bed, and she has finally decided that I might be right that sleep is a good idea. Still, she is six months old now, so I guess before I know it she’ll be making her own financial decisions. I have to say I’m already starting to worry about this! I just hope that I can help to steer her in the right direction, but still not make her decisions for her. I want her to be independent, but I also don’t want her to make all the same mistakes I made when it comes to money. Stressful times ahead methinks.

This is all sounding a bit serious, but some of my reflections are more upbeat. The blog has been running for nearly four years now, and I have to say that over that time, I’ve made some important progress in my own personal journey to financial freedom. I’ve done a quick calculation, since this blog was born in January 2011, I’ve paid off £9,060.07. This is a staggering amount of money, and I’m not sure that if you said to me at the start of all this, that nearly four years later I would have paid off the best part of ten grand, I would have called you a fibber. Still, it is true, and I am proud of that. It represents four years of sacrifice, focus and determination. It works out at around £200 a month being paid off. When the debt is paid off, I’m going to fee like I’ve had a massive pay rise!

This is not supposed to be a massive trumpet blowing exercise. I do think, though, that it’s important to sit back and reflect on what has happened from time to time. It gives me space to think about the future, but also an opportunity to see my progress, and feel motivated to carry the war on. I’ve got many more battles and skirmishes to come, but I am confident that the tide is turning, and I believe I can win.

Think about your own finances – do you feel like you are winning?

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